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Piano Financing

Explore Flexible and Affordable Piano Financing Options: Check Your Eligibility With No Credit Impact or Apply for a Loan Today.

Bring Music Home This Spring 🌸

Enjoy special pricing and 0% APR for 18 Months (Same as Cash) or 6.99% APR for 60 Months on qualifying pianos - all inspected and serviced by our on-staff technicians, and backed by warranty and our trade-up guarantee. Shop early for best selection! Offer ends April 30.

10% down payment required. Promotion fees are assessed at funding and may not be passed on to the customer. Monthly payments for every $1,000 financing: $19.80 for 5 years at 6.99% APR. Same as cash is interest free if paid in full within promotional period. Monthly payment of $37.16 per $1,000 at 19.99% APR for 36 months. Rates and terms may vary. All loans are subject to credit review, underwriting guidelines, verification of identity and approval. Offer ends 4/30/2026.

Everyone deserves the joy of having a piano in their home. That’s why we’ve partnered with Piano Credit Company to make your dream piano more accessible than ever with piano financing.

Flexible and Affordable Piano Financing Options

At Miller Piano Specialists, we make financing as simple as possible with competitive rates and flexible plans to fit your budget:

  • Fixed monthly payments at competitive rates.
  • No prepayment penalties, so you can pay off your loan anytime with no extra fees.
  • A fast and seamless online or in-store application process.

Monthly payments available for up to 120 months with just 10% down for qualified buyers. Contact us for other financing options, including special promotions and same-as-cash offers!

1. Pre-Approval Application

piano financing pre-approval clipboard with music note

Check your eligibility with no impact on your credit score. It’s fast, easy, and obligation-free.

  • Quick online process
  • No credit impact
  • Explore options risk-free

2. Full Loan Application

piano financing loan application hand and music notes

Secure financing and make your piano purchase official.

  • Simple application process
  • Affordable monthly payment at competitive rates
  • Fast approvals

Questions About Piano Financing? Let’s Chat!

Have questions? One of our piano specialists would love to help!

Call or text us at 615-771-0020, or complete one of the inquiry forms on this page. Don’t forget to ask about special financing options!

Grand Pianos, Upright Pianos, Digital Pianos and Used Pianos Available. Any piano with a serial number and a price over $800 qualifies for financing!

Piano Credit Company, a division of United Midwest Savings Bank

Going on now: Spring Savings Event

Celebrate the Season with Savings and Special 0% Financing!

Enjoy special pricing and 0% APR for 18 Months (Same as Cash) or 6.99% APR for 60 Months on qualifying pianos - all inspected and serviced by our on-staff technicians, and backed by warranty and our trade-up guarantee. Shop early for best selection! Offer ends April 30.

10% down payment required. Promotion fees are assessed at funding and may not be passed on to the customer. Monthly payments for every $1,000 financing: $19.80 for 5 years at 6.99% APR. Same as cash is interest free if paid in full within promotional period. Monthly payment of $37.16 per $1,000 at 19.99% APR for 36 months. Rates and terms may vary. All loans are subject to credit review, underwriting guidelines, verification of identity and approval. Offer ends 4/30/2026.

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